Kapil Sharma
About Kapil Sharma
Kapil Sharma is a Deputy Manager at IndusInd Bank, specializing in Commercial Vehicle Financing. He has an extensive educational background, including an MBA from Jaipur National University and an M.Com from Agra University.
Work at IndusInd Bank
Kapil Sharma has been employed at IndusInd Bank as a Deputy Manager since 2017. He operates in the Mumbai Area, focusing on Commercial Vehicle Financing. His responsibilities include developing business relationships with customers and dealers to optimize the financing portfolio. He supervises the collection team to meet collection targets for various categories, including the 01-12 bucket and Non-Performing Assets (NPA). Additionally, he coordinates with multiple departments such as Credit, Risk, Collection, Legal, Operation, and Administration to ensure efficient operations.
Education and Expertise
Kapil Sharma has a diverse educational background. He earned a Master of Business Administration (MBA) in Marketing/Marketing Management from Jaipur National University between 2016 and 2018. Prior to this, he completed a Master of Commerce (M.Com) at SV College, Agra University from 1999 to 2003. His foundational education includes studying Science and Maths at Pestleweed College in Dehradun from 1988 to 1997, and he achieved his Higher Secondary Certificate (HSC) at Zakir Hussain Model Senior Secondary School from 1997 to 1999.
Background
Kapil Sharma has a strong foundation in business and finance, with an academic focus on Commerce and Marketing. His educational journey spans over a decade, starting from his early studies in Science and Maths to advanced degrees in Business Administration and Commerce. This background has equipped him with the necessary skills to excel in his role at IndusInd Bank, where he has been actively involved in managing financial portfolios and customer relationships.
Responsibilities in Consumer Finance Division
In his role at IndusInd Bank, Kapil Sharma is responsible for managing the Consumer Finance Division, specifically in the Mumbai region, which includes Harbor, Central, and Navi Mumbai. He focuses on maintaining delinquency levels of the assigned portfolio in line with established benchmarks. His role requires close supervision of the collection team to ensure that collection targets are met, contributing to the overall effectiveness of the bank's financial operations.