Kumar Abhishek
About Kumar Abhishek
Kumar Abhishek is an Assistant Manager at Indusind Bank in Gurgaon, Haryana, with over 13 years of experience in the banking sector. He specializes in managing credit disbursement processes, compliance, and audit observations.
Work at IndusInd Bank
Currently, Kumar Abhishek serves as an Assistant Manager at IndusInd Bank, a position he has held since 2011. He operates from the bank's Gurgaon, Haryana location. In this role, he is responsible for inputting borrower and sanction details into the system prior to credit disbursement. He also manages audit observations and ensures that all pending compliances reported by auditors are completed. His work primarily takes place in the Credit Approval Department, where he prepares and verifies security documents for credit facilities.
Education and Expertise
Kumar Abhishek completed his Bachelor of Science in Mathematics at Jai Prakash Vishwavidyalaya, Chapra, from 2001 to 2005. This educational background has provided him with a strong analytical foundation, which he applies in his current role at IndusInd Bank. His expertise includes handling compliance with sanction terms, preparing security documents, and ensuring accurate reporting for regulatory purposes.
Previous Experience at Lic Housing Finance Limited
Before joining IndusInd Bank, Kumar Abhishek worked at Lic Housing Finance Limited for a period of six months in 2009 and 2010. In this role, he focused on sales and marketing, gaining valuable experience in client interactions and financial services. This position contributed to his overall understanding of the financial sector and client management.
Responsibilities in Credit Disbursement
In his current role, Kumar Abhishek is tasked with several key responsibilities related to credit disbursement. He ensures compliance with sanction terms before the disbursement of credit limits and submits executed security documents to both external and internal auditors after disbursement. Additionally, he provides client details to the corporate office for RBI reporting purposes, ensuring that all regulatory requirements are met.