Kumar Chandra
About Kumar Chandra
Kumar Chandra serves as the State Head of Debt Management at IndusInd Bank, a position he has held since 2017 in Ahmedabad, Gujarat. He has extensive experience in the banking sector, having previously worked at HDFC Bank, Bobcards Ltd., Vistaar Financial Services, and Bajaj Finserv.
Work at IndusInd Bank
Kumar Chandra has been serving as the State Head of Debt Management at IndusInd Bank since 2017. Based in Ahmedabad, Gujarat, he has held this position for seven years. In this role, he oversees debt management strategies and operations, ensuring effective handling of the bank's debt portfolio.
Previous Experience in Banking
Before joining IndusInd Bank, Kumar Chandra accumulated extensive experience in the banking sector. He worked at HDFC Bank for a total of seven years in various capacities, including Center Manager and Senior Manager. His tenure included managing operations in South and Central Gujarat, as well as a brief period in Delhi. He also held positions at Bobcards Ltd. and Vistaar Financial Services Pvt Ltd, where he focused on branch management and financial services.
Education and Expertise
Kumar Chandra holds an Executive Post Graduate Program in Business Management (EPGBM) from the Indian Institute of Management, Calcutta, completed in 2012. He also earned a Bachelor of Arts in Economics from Patna University, graduating in 1999. His educational background supports his expertise in debt management, risk policies, and financial operations.
Achievements in Debt Management
Throughout his career, Kumar Chandra has maintained a strong record in portfolio management, contributing to business growth and productivity. He has supervised teams handling high-value fraud cases and defaulters, implementing legal actions when necessary. His work includes developing risk policies and generating management information system (MIS) reports to inform higher management on business operations.