Mrinal Gupta
About Mrinal Gupta
Mrinal Gupta serves as the Assistant Vice President of Analytics at IndusInd Bank, where he focuses on strategy development for model usage to manage business risks. He holds a B.Tech in Computer Science and an MBA in Finance, and has extensive experience in credit risk analytics across several banks.
Current Role at IndusInd Bank
Mrinal Gupta serves as the Assistant Vice President of Analytics at IndusInd Bank, a position he has held since 2020. In this role, he is responsible for strategy building related to the usage of analytical models aimed at identifying and mitigating business risks. His expertise contributes to the bank's efforts in forecasting future losses and optimizing product pricing, which is crucial for maintaining competitiveness in the banking sector.
Previous Experience in Banking
Prior to his current role, Mrinal Gupta worked at HDFC Bank as a Manager in Credit Risk Analytics from 2016 to 2018. He also held an internship position as a Credit Risk Analyst at HDFC Bank in 2016. Following his tenure at HDFC Bank, he served as a Senior Manager in Risk Analytics at RBL Bank from 2018 to 2020. His experience in these roles has equipped him with skills in risk assessment and analytics within the banking industry.
Educational Background
Mrinal Gupta completed his Bachelor of Technology (B.Tech.) in Computer Science from Northern India Engineering College, GGSIPU, Delhi, from 2008 to 2012. He further pursued a Master of Business Administration (MBA) in Finance at the Birla Institute of Technology and Science from 2014 to 2016. His educational background provides a strong foundation in both technical and financial domains.
Technical Skills and Expertise
Mrinal Gupta possesses strong algorithm building skills, developed during his earlier career as a software developer. His technical expertise is complemented by his specialization in the validation and optimization of Basel and Retail product models within the banking industry. This combination of skills enables him to effectively address complex analytical challenges in his current role.
Internships and Early Career
Mrinal Gupta began his career with internships that provided valuable experience in the IT and banking sectors. He worked as a Summer Intern at Siemens in 2015 and as a Project Trainee at Birlasoft in 2011. Additionally, he gained early exposure to credit risk analytics through his internship at HDFC Bank in 2016. These experiences laid the groundwork for his subsequent roles in analytics and risk management.