Narender Sharma
About Narender Sharma
Narender Sharma is an Assistant Vice President of Underwriting at IndusInd Bank, with extensive experience in credit management and underwriting. He has held various positions in the banking sector, including roles at STFC LIMITED and IndusInd Bank, and possesses a strong academic background in finance and marketing.
Current Role at IndusInd Bank
Narender Sharma currently holds the position of Assistant Vice President Underwriting (AVP-1) at IndusInd Bank, a role he has occupied since 2020. In this capacity, he is responsible for overseeing underwriting processes and ensuring compliance with credit policies. His expertise includes credit approval authority for personal loans up to 7 Lacs. He collaborates with various teams to enhance underwriting efficiency and maintain high standards in credit assessment.
Previous Experience at IndusInd Bank
Before his current role, Narender Sharma served as Chief Manager Underwriter at IndusInd Bank from 2018 to 2020. He also worked as Manager Underwriting from 2016 to 2018. His tenure at IndusInd Bank has contributed significantly to his professional development in underwriting and credit risk management.
Experience at STFC Limited
Narender Sharma has extensive experience at STFC Limited, where he held several positions. He worked as a Senior Credit Executive from 2010 to 2013, followed by roles as Assistant Credit Manager from 2013 to 2015 and Deputy Credit Manager from 2015 to 2016. His work involved assessing creditworthiness and managing credit portfolios in the New Delhi area.
Education and Expertise
Narender Sharma holds a Bachelor’s Degree in Commerce from Motilal Nehru College, Delhi University, where he studied from 1999 to 2005. He also earned a Master’s Degree in Finance and Marketing from Mahatma Gandhi University. His educational background supports his specialization in analyzing financial statements of corporate customers, utilizing techniques such as ratio analysis, liquidity analysis, and leverage analysis.
Regional Coordination and Collaboration
In his professional roles, Narender Sharma coordinates with sales teams across multiple regions, including Delhi, Haryana, Rajasthan, Punjab, and Uttar Pradesh. This collaboration ensures that underwriting processes align with regional sales strategies and customer needs, enhancing overall operational effectiveness.