Nikhar Oza
About Nikhar Oza
Nikhar Oza is a Product Manager at IndusInd Bank in Mumbai, Maharashtra, with over 7 years of experience in the housing finance industry. He has previously held positions at JM Financial Home Loans Limited and LIC Housing Finance Limited, and is currently pursuing the Chartered Financial Analyst (CFA) designation.
Work at IndusInd Bank
Nikhar Oza has been serving as a Product Manager at IndusInd Bank since 2021. In this role, he is responsible for managing and developing financial products tailored to meet customer needs. His tenure at the bank has spanned three years, during which he has contributed to various initiatives aimed at enhancing product offerings in the banking sector.
Previous Experience in Housing Finance
Before joining IndusInd Bank, Nikhar Oza worked as a Credit & Risk Manager at JM Financial Home Loans Limited. His responsibilities included assessing credit risk and managing loan portfolios. Additionally, he served as an Assistant Manager at LIC Housing Finance Limited from 2012 to 2017, where he gained significant experience in the housing finance industry.
Education and Expertise
Nikhar Oza is currently pursuing the Chartered Financial Analyst (CFA) designation, which is recognized globally for its rigor and relevance in investment management. His educational background, combined with over seven years of experience in the housing finance industry, equips him with a strong foundation in financial analysis and product management.
Background in Housing Finance
Nikhar Oza has accumulated over seven years of experience specifically in the housing finance sector. His career began at LIC Housing Finance Limited, where he worked for five years, followed by a role at JM Financial Home Loans Limited. This extensive background has provided him with in-depth knowledge of credit assessment and risk management within the industry.