Payal Nautiyal

Payal Nautiyal

Chief Manager @ IndusInd Bank

About Payal Nautiyal

Payal Nautiyal is the Chief Manager at IndusInd Bank, specializing in portfolio management with a focus on Early Warning Signals in the banking sector. She has extensive experience in finance and has held various managerial positions at notable financial institutions.

Work at IndusInd Bank

Currently, Payal Nautiyal serves as Chief Manager at IndusInd Bank, a position she has held since 2023. In this role, she is part of the Strategic Clients Group, where she focuses on managing relationships with conglomerates. Her responsibilities include overseeing portfolio management and implementing Early Warning Signals to mitigate risks within the banking sector.

Education and Expertise

Payal Nautiyal completed her Bachelor of Commerce (BCom) at Narsee Monjee College of Commerce and Economics from 2014 to 2017. She also holds a Chartered Accountant qualification from The Institute of Chartered Accountants of India, which she achieved between 2014 and 2018. Her educational background provides her with a strong foundation in business and finance, complemented by her expertise in managing portfolios and understanding Early Warning Signals in banking.

Background

Payal Nautiyal's educational journey began at Kendriya Vidyalaya, where she completed her 10th Standard in 2012. She then attended R. N. Podar School, achieving her 12th Standard in 2014. Following her schooling, she pursued higher education in commerce and accounting, leading to her professional qualifications and career in finance.

Professional Experience

Prior to her current role at IndusInd Bank, Payal Nautiyal held several positions in the finance sector. She worked as an Associate at Edelweiss Financial Services from 2019 to 2021 and gained experience as a Junior Manager in Finance & Accounts at JSW Steel for five months in 2019. Additionally, she served as Senior Manager at YES BANK from 2022 to 2023, following a year as Manager at the same institution from 2021 to 2022. Her varied roles have contributed to her comprehensive understanding of financial management.

Achievements in Financial Management

During her articleship at ANPJ & Co., Payal Nautiyal gained significant experience in statutory and internal audits, which enhanced her financial acumen. This experience has been instrumental in her career, particularly in her current role at IndusInd Bank, where she applies her knowledge to manage complex financial portfolios and ensure compliance with regulatory standards.

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