Puneet Nirmal
About Puneet Nirmal
Puneet Nirmal serves as the Deputy Vice President and Regional Head of Business Banking Group at IndusInd Bank, bringing extensive experience in accounting, finance, and relationship management. He holds a Bachelor of Commerce from Delhi University and a Chartered Accountant qualification, having previously worked at firms such as PwC and Axis Risk Consulting.
Work at IndusInd Bank
Puneet Nirmal currently holds the position of Deputy Vice President & RH BBG at IndusInd Bank, a role he has occupied since 2021. His responsibilities include overseeing business loans for the Mid Market group, leveraging his extensive experience in credit analysis and relationship management. Prior to this role, he served as a Credit Analyst at IndusInd Bank from 2016 to 2020, where he contributed to the bank's credit assessment processes. Additionally, he has been working as a Regional Sales Manager since 2020, further enhancing the bank's sales strategies in the Chandigarh area.
Education and Expertise
Puneet Nirmal completed his Bachelor of Commerce (B.Com.) in Accounting and Finance at Delhi University from 2004 to 2007. He furthered his education by obtaining a Chartered Accountant qualification from The Institute of Chartered Accountants of India. This educational background provides him with a strong foundation in accounting and finance, which is essential for his roles in the banking sector.
Background
Puneet Nirmal has built a career in the banking and finance sector, beginning with his role as a Technical Trainee at PwC from 2007 to 2012. Following this, he worked as a Consultant at Axis Risk Consulting for eight months in 2012. He then transitioned to ICICI Bank, where he served as a Relationship Manager from 2014 to 2016. His diverse experiences have equipped him with a comprehensive understanding of credit analysis and relationship management.
Achievements
Throughout his career, Puneet Nirmal has been instrumental in managing business loans for the Mid Market group at IndusInd Bank. His extensive experience in credit analysis and relationship management has contributed to the bank's operational effectiveness in this area. His roles across various financial institutions have allowed him to develop a robust skill set that supports his current responsibilities.