Rajat Sharma
About Rajat Sharma
Rajat Sharma serves as the President of Debt Management Services at IndusInd Bank and has extensive experience in debt collections and risk management across various multinational banks. His career includes significant roles at Kotak Mahindra Bank, ICICI Bank, HSBC, HDFC Bank, and Fullerton India Credit Company Ltd.
Current Role at IndusInd Bank
Rajat Sharma serves as the President of Debt Management Services at IndusInd Bank. He has held this position since 2024, contributing to the bank's strategies in managing debt collections and enhancing risk management practices. His role involves overseeing the debt management operations and ensuring compliance with regulatory requirements.
Previous Experience at Kotak Mahindra Bank
Prior to his current role, Rajat Sharma worked at Kotak Mahindra Bank as the Executive Vice President of Collections CAR - BL - Cards. He was with the bank from 2018 until 2024, where he focused on managing collections processes and improving operational efficiencies in Bengaluru, Karnataka.
Professional Background in Banking
Rajat Sharma has a diverse background in banking, having worked with several leading financial institutions. His career includes positions at ICICI Bank as Deputy National Manager, HSBC as Assistant Collection Manager, and HDFC Bank as Regional Collection Manager. His experience spans over two decades, with a strong emphasis on debt collections and risk management.
Education and Qualifications
Rajat Sharma holds a postgraduate diploma in management, which supports his expertise in the banking and finance sector. This educational background enhances his capabilities in managing complex financial operations and contributes to his effectiveness in leadership roles.
Skills in Fraud Investigation and Analysis
Rajat Sharma possesses strong skills in fraud investigation and analysis. He is adept at report writing and resolving employee complaints, which are critical competencies in the banking sector. His analytical skills contribute to effective risk management and operational integrity within financial institutions.