Rajesh Kukreja
About Rajesh Kukreja
Rajesh Kukreja serves as the Regional and Zonal Credit and Risk Manager for Personal Loans at IndusInd Bank, overseeing underwriting operations across the North Zone. With extensive experience in credit management, he has held various positions in notable financial institutions in India and the UK.
Work at IndusInd Bank
Rajesh Kukreja has been serving as the Regional and Zonal Credit and Risk Manager for Personal Loans in the North Zone at IndusInd Bank since 2013. In this role, he leads a team of underwriting and credit managers along with support staff, ensuring effective management of credit operations. His responsibilities include overseeing the underwriting of personal loan applications across major cities such as Delhi NCR, Chandigarh, Ludhiana, Lucknow, Kanpur, Amritsar, Jodhpur, and Jaipur. He plays a crucial role in managing credit shop operations in the North Zone, contributing to the bank's overall performance in personal loans.
Previous Experience in Financial Services
Before joining IndusInd Bank, Rajesh Kukreja held several positions in the financial services sector. He worked at Standard Chartered Bank as a Senior Relationship Manager from 2010 to 2012 in London, England. Following that, he served as a Branch Credit Manager at HDB Financial Services Ltd. from 2012 to 2013 in Ahmedabad, Gujarat, India. His earlier experience includes a role as a Senior PD Officer and Team Leader at GKC Management Services Pvt Ltd from 2005 to 2008 in India. This diverse background has equipped him with extensive knowledge and skills in credit management and risk assessment.
Education and Expertise
While specific details about Rajesh Kukreja's educational background are not provided, his extensive experience in credit and risk management indicates a strong foundation in financial principles and practices. His roles have involved significant responsibilities in underwriting and managing credit operations, showcasing his expertise in evaluating personal loan applications and overseeing credit processes.
Leadership in Credit Management
In his current role at IndusInd Bank, Rajesh Kukreja demonstrates leadership in credit management by guiding a team of professionals in the North Zone. His position requires strategic oversight of credit operations, ensuring compliance with regulatory standards and organizational policies. His leadership contributes to the efficiency and effectiveness of personal loan underwriting processes, impacting the bank's service delivery in the region.