Riddhesh Kargutkar
About Riddhesh Kargutkar
Riddhesh Kargutkar serves as the Assistant Vice President at INDUSIND Bank, where he streamlines processes and manages critical information systems for the commercial cards division. He has a background in marketing and has held various roles in banking and sales across multiple organizations.
Work at IndusInd Bank
Currently, Riddhesh Kargutkar serves as Assistant Vice President at IndusInd Bank, a position he has held since 2022. In this role, he has streamlined processes related to the existing commercial cards portfolio. He is responsible for preparing critical management information systems (MIS) and managing customer escalations within the commercial cards division. Kargutkar has also played a key role in integrating aggregators with banking systems from a commercial cards perspective. Additionally, he has worked closely with the sales team to drive customer acquisition and retention for the commercial cards portfolio. He has contributed to enhancing client experience by revamping digital touchpoints through the development of INDUSNET.
Education and Expertise
Riddhesh Kargutkar holds a Master of Business Administration (MBA) with a specialization in Marketing from the Mumbai Educational Trust, MET League of Colleges, which he completed from 2013 to 2015. Prior to his MBA, he earned a Bachelor of Engineering (B.E.) in Electronics from the University of Mumbai, studying there from 2012 to 2013. His educational background has equipped him with a strong foundation in both technical and marketing aspects, contributing to his expertise in the banking sector.
Professional Background
Riddhesh Kargutkar has a diverse professional background in the banking and marketing sectors. He began his career as a Sales Marketing Executive at Lodha Group from 2017 to 2020. Prior to that, he served as Deputy Manager Marketing at ICICI Bank from 2015 to 2017. He also gained experience during a summer internship at Mullen Lowe Group in 2014. After his tenure at Lodha Group, he worked as an Enterprise Account Manager at HDFC Bank from 2020 to 2022 before joining IndusInd Bank.
Career Progression
Riddhesh Kargutkar's career progression reflects a steady advancement in the banking and marketing industries. Starting as a Sales Marketing Executive at Lodha Group, he transitioned to ICICI Bank as Deputy Manager Marketing, where he honed his marketing skills. Following this, he took on the role of Enterprise Account Manager at HDFC Bank, further developing his expertise in account management. His current position as Assistant Vice President at IndusInd Bank marks a significant step in his career, where he applies his accumulated knowledge and skills in a leadership role.