Shashank Rao
About Shashank Rao
Shashank Rao is a Credit Analyst Chief Manager specializing in large corporate credit risk analysis at IndusInd Bank. He has extensive experience in credit underwriting and industry research, with a background in banking and finance education.
Current Role at IndusInd Bank
Shashank Rao serves as the Credit Analyst Chief Manager for Large Corporates at IndusInd Bank. He has held this position since 2021, working in Mumbai, Maharashtra. In this role, he specializes in credit underwriting for large corporate deals, particularly those with annual turnovers exceeding INR 15,000 million. He manages a diverse portfolio of credit products, which includes term loans, bank guarantees, and international trade finance products. His responsibilities also encompass preparing detailed credit notes that comply with Reserve Bank of India guidelines for the sanctioning committee's approval.
Professional Experience in Banking
Shashank Rao has accumulated significant experience in the banking sector. He began his career at HDFC Bank as a Treasury Summer Intern in 2018. He then worked at Axis Bank as an Officer in the Central Processing Unit from 2014 to 2016. Following this, he served as a Manager - Credit Analyst at CSB Bank Limited from 2019 to 2021. His roles have involved analyzing credit risk for clients across various sectors, including solar power, data centers, and water treatment.
Education and Qualifications
Shashank Rao has a solid educational background in finance and banking. He studied at Our Lady Of Perpetual Succour High School in Chembur. He obtained a Bachelor of Commerce (BCom) degree in Accounting and Finance with a focus on Taxation from SIES College of Commerce and Economics from 2011 to 2014. He furthered his education by earning a Master of Commerce (MCom) in Accounting and Finance from Mumbai University from 2014 to 2016. He also completed a Post Graduate Diploma in Banking and Financial Services (PGDM) at the National Institute of Bank Management from 2017 to 2019. Additionally, he cleared the CPT and IPCC-group 1 at The Institute of Chartered Accountants of India.
Credit Risk Analysis Expertise
Shashank Rao possesses expertise in credit risk analysis, focusing on industry research and peer group analysis to monitor economic and industry trends for effective risk management. His analytical skills enable him to assess credit risk for diverse clients, particularly in sectors such as solar power, data centers, and water treatment. This expertise is critical in his current role, where he prepares comprehensive credit notes and manages credit products.