Siddharth Sharma
About Siddharth Sharma
Siddharth Sharma is a State Credit Manager at IndusInd Bank, overseeing credit operations for 11 branches in the Jaipur area. He has extensive experience in credit analysis and management, having held various positions in the financial services industry since 2011.
Current Role as State Credit Manager
Siddharth Sharma currently serves as the State Credit Manager at IndusInd Bank, a position he has held since 2021. In this role, he oversees credit operations and underwriting processes for the CFD-AHL segment, focusing on affordable home loans. His responsibilities include managing credit workings for 11 branches within the Rajasthan-1 Jaipur cluster, ensuring compliance with banking regulations and effective risk management.
Previous Experience at IndusInd Bank
Siddharth Sharma has a significant history with IndusInd Bank, where he worked as an Area Credit Manager from 2019 to 2021 and as a Branch Credit Manager from 2017 to 2019. During his tenure, he was responsible for credit assessments and management in the Jaipur area, contributing to the bank's credit strategy and operational efficiency.
Educational Background in Finance
Siddharth Sharma has a strong educational foundation in finance. He earned a Bachelor of Business Administration from Maharaja Ranjit Singh College at Devi Ahilya University, Indore, from 2006 to 2009. He furthered his studies with a Post Graduate Diploma in Management, specializing in Finance and Marketing, at Jaipuria Institute of Management, Jaipur, from 2010 to 2012. Additionally, he completed the Company Secretary program at the Institute of Company Secretaries of India from 2013 to 2016.
Career Progression in Credit Management
Siddharth Sharma has progressed through various roles in credit management across multiple financial institutions. He worked as a Senior Credit Officer at Au Housing Finance Limited from 2015 to 2016 and as a Branch Credit Manager at ART Affordable Housing Finance (India) Ltd from 2016 to 2017. His experience includes a brief tenure as a summer trainee at HDFC Bank in 2011, which provided him with foundational insights into banking operations.
Skills and Expertise in Financial Services
Siddharth Sharma possesses a robust skill set in business strategy and credit analysis, enhancing his effectiveness in the financial services sector. His expertise in credit management is complemented by a strong understanding of company law and governance, evidenced by his completion of the CS Executive module from the Institute of Company Secretaries of India.