Sumit Modi
About Sumit Modi
Sumit Modi is a Senior Credit Analyst at IndusInd Bank, with a background in banking and finance. He has over a decade of experience in credit analysis, having previously worked at Indian Bank, Axis Bank, and ICICI Bank.
Work at IndusInd Bank
Sumit Modi has been employed at IndusInd Bank as a Senior Credit Analyst since 2022. His role involves analyzing credit data and financial statements to determine the risk involved in lending money to clients. He is based in Mumbai, Maharashtra, India, where he contributes to the bank's credit assessment processes.
Previous Experience in Banking
Prior to his current position, Sumit Modi worked at ICICI Bank as a Credit Risk Analyst from 2019 to 2022. He also served as a Credit Analyst at Axis Bank from 2014 to 2019. Earlier in his career, he held the position of Manager at Indian Bank from 2012 to 2014 in Chennai, gaining extensive experience in credit analysis and risk management across various banking institutions.
Education and Expertise
Sumit Modi has a strong educational background in finance and banking. He studied at the University of Calcutta, earning a Bachelor of Commerce (BCom) degree from 2007 to 2010. He further pursued professional qualifications, achieving Chartered Accountant status from The Institute of Chartered Accountants of India and Company Secretary designation from the Institute of Company Secretaries of India, both completed between 2007 and 2011. Additionally, he studied at the Indian Institute of Banking and Finance, obtaining CAIIB certification in 2013.
Professional Certifications
In addition to his formal education, Sumit Modi has obtained various professional certifications that enhance his expertise in finance and risk management. He achieved FRM Part I from the Global Association of Risk Professionals, which signifies his knowledge in financial risk management principles and practices.