Vishal K.
About Vishal K.
Vishal K. serves as the Senior Vice President of Credit Risk Management at IndusInd Bank, where he has worked since 2022. He has extensive experience in credit risk management, having held various positions in notable financial institutions, and possesses a strong background in retail asset management and underwriting across multiple loan categories.
Current Role at IndusInd Bank
Vishal K. serves as the Senior Vice President of Credit Risk Management at IndusInd Bank. He has held this position since 2022, contributing to the bank's credit risk strategies and management processes. His role involves overseeing credit risk assessment and ensuring compliance with regulatory standards in New Delhi, Delhi, India.
Previous Experience in Credit Risk Management
Before his current role, Vishal K. worked at IndusInd Bank as Vice President of Credit Risk Management from 2018 to 2022. His career also includes significant positions at YES BANK, where he served as Vice President from 2012 to 2015, and Reliance Capital as Area Credit Manager from 2010 to 2012. Additionally, he was a Location Credit Manager at Kotak Mahindra Bank from 2007 to 2010.
Education and Expertise
Vishal K. holds a Master of Management Studies from SIESCOMS Mumbai University, where he studied Business Administration, Management, and Operations from 2004 to 2006. He also completed an Executive MBA in Finance and Financial Management Services at the Indian Institute of Management, Kozhikode. His educational background supports his expertise in credit analysis and risk management.
Specialization in Credit Risk
Vishal K. possesses a strong background in retail asset management and has a comprehensive understanding of equipment finance and vehicle finance sectors. He demonstrates a robust skill set in credit analysis and credit risk management, particularly within the healthcare and medical equipment industries. His expertise extends to underwriting across various loan categories, including unsecured loans and loans against securities.