Karin Smith
About Karin Smith
Karin Smith is a Casualty/Litigation Claims Examiner with extensive experience in the insurance industry, having worked in various underwriting and claims roles for over three decades. She currently works at Intact in Calgary, Canada, and has a background that includes positions at General Accident Insurance Company and The Co-operators.
Work at Intact Financial Corporation
Karin Smith has held multiple roles at Intact Financial Corporation since joining the company. She began her tenure as a Commercial Property & Casualty Underwriter from 1998 to 2006, where she worked for eight years in Calgary, Alberta. Following this, she served as a Commercial Farm Underwriter from 2006 to 2013 for seven years in the Calgary area. After that, she transitioned to the role of Inside Auto BI Claims/Litigation Representative from 2013 to 2018, where she worked for five years. Karin then took on the position of Field Casualty Claims Representative from 2018 to 2020 for two years. Since 2020, she has been working as a Casualty/Litigation Claims Examiner, contributing her expertise in claims evaluation and litigation.
Background in Insurance Industry
Karin Smith began her career in the insurance industry at The Co-operators, where she worked as an Auto Claims Adjuster from 1990 to 1995 in Edmonton. After five years, she joined General Accident Insurance Company (Ja.) Limited as a Commercial Auto Underwriter from 1995 to 1998, gaining experience in both Edmonton and Calgary. This foundational experience laid the groundwork for her subsequent roles at Intact Financial Corporation, where she developed her skills in underwriting and claims examination.
Education and Expertise
Karin Smith studied at Lethbridge College, where she achieved a degree in Business Administration. This educational background has equipped her with the necessary skills to navigate the complexities of the insurance industry. Her expertise includes engaging in scene investigations, statement taking, and utilizing various experts in medical, vocational, forensic accounting, engineering, and accident reconstruction for claims evaluation.
Professional Responsibilities
In her current role as a Casualty/Litigation Claims Examiner, Karin Smith is responsible for determining breaches or coverage issues and taking appropriate actions. She actively participates in annual 'one on one' settlement meetings and conferences with plaintiff counsel. Additionally, she works closely with defense counsel to prepare for discoveries, judicial dispute resolutions, alternative dispute resolutions, and mediations, ensuring a thorough and effective claims process.