Refat Daghmach Ba, Cip
About Refat Daghmach Ba, Cip
Refat Daghmach is a Commercial Lines Underwriter with over 12 years of experience at Intact Financial Corporation in the Toronto area. He holds a bachelor's degree in English Literature and has previously worked at Aviva Canada in various underwriting roles.
Work at Intact Financial Corporation
Refat Daghmach has been employed at Intact Financial Corporation since 2012, serving as a Commercial Lines Underwriter. Over the course of 12 years, he has developed expertise in underwriting commercial lines within the property and casualty insurance sector. His role involves assessing risks and determining appropriate coverage for clients in the Toronto and Mississauga areas.
Previous Experience at Aviva Canada
Prior to joining Intact Financial Corporation, Refat Daghmach worked at Aviva Canada for a total of nine years. He held the position of Commercial Lines Underwriter from 2008 to 2012, and before that, he served as a Personal Lines Underwriter from 2003 to 2008. His experience at Aviva Canada provided him with a solid foundation in both personal and commercial lines underwriting.
Education and Expertise
Refat Daghmach holds a bachelor's degree in English Literature. He furthered his education in the insurance field by studying at the Insurance Institute of Ontario, where he achieved the designation of Certified Insurance Professional. This educational background supports his proficiency in the insurance industry, particularly in underwriting practices.
Industry Certifications and Skills
Refat Daghmach has specialized skills in commercial lines auto insurance, as indicated by his IRCA commercial lines auto experience. His professional qualifications and hands-on experience contribute to his effectiveness in evaluating risks and providing tailored insurance solutions.