Javier Daniel (He/Him)
About Javier Daniel (He/Him)
Javier Daniel is a Senior Underwriter at Intact Insurance Specialty Solutions, specializing in property insurance. With extensive experience in underwriting and risk management, he has held various positions in notable companies and has developed expertise in NatCat Modeling and Accumulation Management.
Work at Intact Insurance Specialty Solutions
Javier Daniel currently serves as a Senior Underwriter in Specialty Solutions (Property) at Intact Insurance Specialty Solutions. He has held this position since 2021, contributing to the underwriting process and risk assessment in Toronto, Ontario, Canada. His role involves evaluating property risks and ensuring that underwriting practices align with the company's strategic goals.
Previous Experience in Insurance Industry
Before joining Intact Insurance, Javier Daniel accumulated extensive experience in the insurance sector. He worked at RSA Canada as a Senior Underwriter in Specialty Property from 2019 to 2021. Prior to that, he was employed at Zurich Insurance Company Ltd in various roles, including Property Underwriting Manager and Senior Commercial Underwriter. His tenure at Aon as an Associate Broker focused on Public Sector and First Nation - Commercial Lines, further enhancing his expertise in the field.
Education and Expertise
Javier Daniel has a solid educational background in insurance. He studied at the University of Insurance, where he earned an Advanced Technician Diploma - TSS from 1996 to 1999. He also obtained the Chartered Insurance Professional (CIP) designation from the Insurance Institute of Canada between 2018 and 2020. Additionally, he completed a program in Finance and Financial Management Services at ACCES Employment Toronto Office in 2016 and pursued Coaching at IESA in 2015.
Achievements in Underwriting
Throughout his career, Javier Daniel has achieved significant milestones in underwriting. He successfully maintained a loss ratio goal under 70% by implementing rigorous risk selection and effective Risk Engineering management. He also built a profitable portfolio by transforming a property book into a profitable entity through strategic risk appetite and underwriting discipline. His contributions include developing a Market-Facing Underwriting strategy that met new business goals.
Professional Development and Networking
Javier Daniel is committed to professional development and mentoring within the insurance industry. He provides input on peer file reviews and audits, helping to elevate the standards of less experienced staff. He actively engages in networking opportunities within the global insurance community, fostering connections that enhance his professional growth and industry knowledge.