Cindy Carvalho
About Cindy Carvalho
Cindy Carvalho serves as the Head of Rewards and Pricing for Investec Private Bank South Africa, where she focuses on enhancing customer rewards programs through analytical techniques. She holds a PhD in Fluid Mechanics, Computational and Applied Mathematics from the University of the Witwatersrand and has extensive experience in pricing and data analytics.
Work at Investec
Cindy Carvalho serves as the Head of Rewards and Pricing for Investec Private Bank South Africa. She has held this position since 2019, overseeing the development and implementation of innovative pricing models within the bank. Prior to her current role, she worked as a Pricing and Data Analytics Consultant at Investec from 2016 to 2019. In her current capacity, she focuses on enhancing customer rewards programs through analytical techniques and contributes to the strategic development of pricing strategies that align with market trends.
Education and Expertise
Cindy Carvalho studied at the University of the Witwatersrand, where she earned a Doctor of Philosophy (PhD) in Fluid Mechanics, Computational and Applied Mathematics from 2015 to 2020. She also obtained a Bachelor of Science (Honours) in Computational and Applied Mathematics in 2014 and a Bachelor of Science (BSc) in Mathematics & Computational and Applied Mathematics from 2011 to 2013. Her academic background provides a strong foundation for her work in pricing and data analytics in the banking sector.
Background
Before joining Investec, Cindy Carvalho worked at the University of the Witwatersrand as an Associate Lecturer for 11 months in 2015 and as Head Tutor in the School of Computer Science and Applied Mathematics from 2014 to 2015. Her experience in academia has contributed to her analytical skills and her ability to apply complex mathematical concepts in practical banking scenarios.
Achievements
Cindy Carvalho has developed innovative pricing models that have been implemented across Investec Private Bank South Africa. She has a strong focus on applying analytical techniques to enhance customer rewards programs, contributing to the strategic development of pricing strategies that meet market demands and customer needs.