Kwok C.
About Kwok C.
Kwok C. serves as the Vice President of Operations, Underwriting, Servicing, Collection, and Fraud at JG Wentworth, where he has been instrumental in developing new loan products and implementing risk mitigation strategies. With a background in operations and analytics across various financial institutions, he has extensive experience in underwriting and risk management.
Current Role at JG Wentworth
Kwok C. serves as the Vice President of Operations, Underwriting, Servicing, Collection, and Fraud at JG Wentworth since 2023. In this role, he leads the development of the Near Prime Personal Loan Product and the specialty Debt Relief Loan Product. He analyzes market trends and adjusts underwriting guidelines to maintain a competitive edge. Additionally, he implements risk mitigation strategies to protect against fraudulent activities and monitors portfolio performance to ensure adherence to established guidelines.
Previous Experience at Prosper Marketplace
Kwok C. worked at Prosper Marketplace in various roles from 2013 to 2016. He served as the Operations Risk Manager for one year in the San Francisco Bay Area, where he focused on managing operational risks. Subsequently, he held the position of Director of Loan Verification for three years in the Phoenix, Arizona Area, overseeing the loan verification process and ensuring compliance with internal standards.
Background in Banking and Operations
Kwok C. has extensive experience in the banking sector, having worked as a Banking Center Manager at Umpqua Bank from 2011 to 2013 and at Bank of America from 2007 to 2011. His roles involved managing banking operations and customer service. He also held positions in mortgage underwriting and operations, including as a Mortgage Underwriter at Provident Funding Associates L.P. and as a Mortgage Broker/Owner at Optimus Funding, Inc.
Education and Expertise
Kwok C. holds a Bachelor's degree in Economics from the University of California, Berkeley, and a Master of Business Administration (M.B.A.) in International Business from California State University - East Bay. His educational background provides a strong foundation in economic principles and business management, which he applies in his various roles within the financial services industry.
Leadership Roles in Analytics and Strategy
Kwok C. has held leadership positions in analytics and strategy, notably as Head of Analytics at Upgrade, Inc. from 2016 to 2020 and as Head of Strategy at Achieve from 2021 to 2022. In these roles, he focused on data-driven decision-making and strategic planning to enhance operational efficiency and drive business growth.