Jalia Howard, Cfe
About Jalia Howard, Cfe
Jalia Howard serves as the Senior Vice President, Compliance & CRA Officer at Keystone Bank in the Austin, Texas Metropolitan Area, a position she has held since 2022. With extensive experience in compliance and risk management across various financial institutions, she is recognized for her analytical skills and innovative solutions in the field.
Work at Keystone Bank
Jalia Howard serves as the Senior Vice President, Compliance & CRA Officer at Keystone Bank, a position she has held since 2022. Located in the Austin, Texas Metropolitan Area, she is responsible for overseeing compliance and Community Reinvestment Act (CRA) initiatives. In her role, she provides guidance for commercial lending accounts, ensuring adherence to compliance best practices. Her leadership contributes to the bank's commitment to regulatory excellence.
Previous Employment Experience
Before joining Keystone Bank, Jalia Howard held several key positions in the financial services sector. She worked at Fiserv Lending Solutions as the Director of Consumer Compliance from 2019 to 2021. Prior to that, she spent two years as the Mortgage Compliance & Fair Lending Officer at SouthStar Bank, S.S.B. Her earlier experience includes various roles at the Federal Home Loan Bank of Dallas, where she served as Compliance Manager and Manager of Correspondent Services, among others. Her extensive background includes positions at OneWest Bank and Guaranty Bank.
Education and Expertise
Jalia Howard holds a Bachelor of Science in Business Administration from Southern New Hampshire University. She also studied at Texas Southern University. Her educational background supports her expertise in compliance, risk management, and project management within the financial services industry. She is recognized for her strong analytical skills and her ability to propose innovative solutions in compliance and risk management.
Achievements in Compliance and Risk Management
Throughout her career, Jalia Howard has achieved notable success in compliance and risk management. She has driven A+ regulatory examination results with various agencies, including FDIC, NCUA, FNMA, FHFA, PwC, S&P, and Fitch. Her strengths encompass leadership, Bank Secrecy Act (BSA) compliance, audits, and fraud management. Jalia is known for her focus on continuous improvement in financial services, contributing to enhanced compliance frameworks.