Nikhil Singh
About Nikhil Singh
Nikhil Singh is an Associate Consultant at KPMG India, specializing in financial performance evaluation for banking clients. He holds a B.Sc in Mathematics and an MBA, and has previous experience in market research and business development.
Work at KPMG India
Nikhil Singh currently serves as an Associate Consultant at KPMG India. His tenure began in 2020 and has involved significant contributions to the banking sector. He played a key role in helping banks measure and evaluate the performance of various business activities to meet capital adequacy requirements. Nikhil specialized in fee income allocation methods and customer profitability, focusing on Net Interest Income (NII), Fee Income, and Operating Cost at the customer account level. He also contributed to the design, development, and validation of the PFT module for major banking clients, ensuring compliance with Basel II and Basel III regulatory guidelines.
Education and Expertise
Nikhil Singh completed his Bachelor of Science in Mathematics at the Institute for Excellence in Higher Education (IEHE), Bhopal, from 2014 to 2017. He furthered his education by obtaining a Master of Business Administration from the Institute For Financial Management And Research, where he studied from 2018 to 2020. His academic background provides a strong foundation in quantitative analysis and financial management, which he applies in his current role. Nikhil is experienced in using OFSAA and SQL for financial modeling and risk assessment in the Banking, Financial Services, and Insurance (BFSI) sector.
Previous Work Experience
Before joining KPMG India, Nikhil Singh worked as a Business Development Executive at Biopeople India from 2019 to 2020. His role involved engaging with clients and developing business strategies. Additionally, he interned at Decathlon Sports India in 2019 as a Market Research Intern for two months, where he gained insights into market dynamics and consumer behavior. This diverse work experience has equipped him with valuable skills in business development and market research.
Key Contributions in Banking Sector
Nikhil Singh has made significant contributions to the banking sector through his work on the PFT (profitability) Module. He implemented this module for clients, focusing on granular profitability analysis across various segments, channels, branches, business units, products, and customers. His efforts have helped banks enhance their profitability analysis capabilities and ensure compliance with regulatory standards, thereby improving their operational efficiency.