Michal Efrat
About Michal Efrat
Michal Efrat is a Senior Manager in Advisory for Risk Management at KPMG Israel, specializing in financial institutions. With a background in risk management and financial engineering, she has extensive experience in regulatory compliance and operational risk management.
Work at KPMG Israel
Currently, Michal Efrat serves as a Senior Manager in the Advisory division, focusing on risk management for financial institutions at KPMG Israel. She has held this position since 2019. Prior to her current role, she worked at KPMG Israel as a Manager in the same advisory area from 2015 to 2019. In her roles, she has been involved in leading various projects related to risk management, regulatory compliance, and oversight frameworks.
Education and Expertise
Michal Efrat has an academic background in Financial Engineering, having earned her MBA from The Hebrew University between 2009 and 2011. Additionally, she holds a BA in Biology and Economics, also from The Hebrew University of Jerusalem, which she completed from 2003 to 2006. This educational foundation supports her expertise in risk management and regulatory compliance within financial institutions.
Background in Risk Management
Before joining KPMG Israel, Michal Efrat worked at Discount Bank from 2011 to 2015, focusing on market and liquidity risk management. Additionally, she was employed at BDO - Ziv Haft as an Operational Risk Manager and SOX 404 Project Manager from 2007 to 2009. Her experience encompasses a range of responsibilities, including the design and implementation of Solvency II regulations in insurance companies.
Professional Contributions
Michal Efrat organizes professional seminars on various subjects to provide updates to clients on new regulations. Her role involves ensuring that clients are informed about changes in the regulatory landscape, which is crucial for compliance and operational effectiveness in financial institutions.
Leadership in Regulatory Compliance
In her current position, Michal Efrat leads the design and implementation of oversight frameworks for information systems. This work is essential for ensuring compliance with evolving regulatory environments, which is a critical aspect of risk management in the financial sector.