José Eduardo Cruz
About José Eduardo Cruz
José Eduardo Cruz is a Manager in Risk Consulting at KPMG Portugal, with extensive experience in risk management and quantitative analysis. He has previously worked at KPMG in various advisory roles and has contributed to the European Central Bank's validation techniques for Low Default Portfolios.
Current Role at KPMG Portugal
José Eduardo Cruz currently serves as a Manager in Risk Consulting at KPMG Portugal. He has held this position since 2019, contributing to the firm's risk management services. His role involves overseeing projects and providing strategic insights to clients in the financial sector.
Previous Experience at KPMG Portugal
José Eduardo Cruz has extensive experience at KPMG Portugal, where he worked in various capacities within Risk Consulting. He began as an Advisor from 2012 to 2015, then advanced to Senior Advisor from 2015 to 2016, and later served as a Senior Advisor from 2017 to 2019. His tenure at KPMG has equipped him with a deep understanding of risk management practices.
Experience at Bank of Ireland
In 2017, José Eduardo Cruz worked as a Senior Quantitative Analyst at Bank of Ireland for a period of seven months. This role involved applying quantitative methods to assess financial risks and contributed to his expertise in risk analysis.
Education and Expertise
José Eduardo Cruz holds a Bachelor's degree in Mathematics from Universidade Nova de Lisboa, which he completed from 2006 to 2010. He furthered his education with a Master's degree in Mathematical Finance from Instituto Superior de Economia e Gestão (ISEG), studying from 2010 to 2012. His academic background supports his professional focus on quantitative risk management.
Involvement with the European Central Bank
José Eduardo Cruz is a member of the Center of Competence for Low Default Portfolios at the European Central Bank. In this capacity, he defines and implements validation techniques for Low Default Portfolio TRIM inspections. He has also participated in an on-site TRIM inspection for a mortgage portfolio, focusing on Loss Given Default (LGD) validation for an Irish bank.