Dave Chinchen

Dave Chinchen

Head Of Underwriting, Individual Retirement @ Legal & General

About Dave Chinchen

Dave Chinchen serves as the Head of Underwriting for Individual Retirement at Legal & General, where he has worked since 2008. He specializes in longevity risk products and has expertise in assessing tumor and neurological risks.

Work at Legal & General

Dave Chinchen has been with Legal & General since 1999, initially serving as a Senior Medical Underwriter until 2008. He currently holds the position of Head of Underwriting for Individual Retirement, a role he has occupied since 2008. In this capacity, he has developed the underwriting strategy and philosophy for longevity risk products. Chinchen manages relationships between the Annuity Underwriting team and various departments, including sales & marketing, operations, and actuarial teams, ensuring effective collaboration across the organization.

Education and Expertise

Dave Chinchen studied at Barton Peveril College in Eastleigh from 1988 to 1990 and at Thornden School in Chandlers Ford, Hampshire, from 1983 to 1988. He holds qualifications including FPC1 and a Certificate in First Line Management. His expertise includes assessing tumour and neurological risks, and he has been involved in the technical development of underwriters at all levels of experience. Chinchen also has experience in managing underwriting-related projects and has played a key role in new product design, integrating underwriting considerations into product specifications.

Background

Dave Chinchen has over 16 years of experience in his current role at Legal & General and a total of 9 years as a Senior Medical Underwriter. His career reflects a strong focus on underwriting strategy, particularly in the context of individual retirement products. His background includes managing the start-up and growth of a new underwriting team, demonstrating his capability in leadership and team development within the underwriting field.

Achievements

During his tenure at Legal & General, Dave Chinchen has contributed significantly to the underwriting strategy for longevity risk products. He has successfully managed the integration of underwriting considerations into new product designs and has overseen the technical development of underwriters across varying levels of experience. His role in managing relationships with various teams has facilitated effective communication and collaboration within the organization.

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