Erica James
About Erica James
Erica James is an Enhanced Annuity Underwriter at Legal & General, where she has worked since 2021. With over 33 years of experience in the insurance sector, she possesses strong medical knowledge and a comprehensive understanding of relevant legislation and industry codes.
Current Role as Enhanced Annuity Underwriter
Erica James currently serves as an Enhanced Annuity Underwriter at Legal & General, a position she has held since 2021. She works in Lancing, England, United Kingdom. In this role, she applies her extensive knowledge of medical underwriting to assess applications for enhanced annuities, ensuring that clients receive appropriate coverage based on their health conditions.
Previous Experience at Legal & General
Prior to her current role, Erica James worked at Legal & General as a Medical Underwriter for 21 years, from 1988 to 2009. During this time, she developed a comprehensive understanding of the insurance industry, focusing on the evaluation of medical information to inform underwriting decisions.
Experience at Canada Life
From 2009 to 2021, Erica James was employed at Canada Life as a Senior Operational and Medical Underwriter. In this capacity, she utilized her medical knowledge and underwriting skills to manage complex cases, contributing to the company's operational efficiency and client satisfaction.
Educational Background
Erica James studied at Boundstone Community College from 1984 to 1988, where she achieved 9 GCSEs, including 3 C grades, 5 D grades, and 1 E grade. Her foundational education began at North Lancing Primary and Middle School, where she attended from 1977 to 1984.
Skills and Expertise
Erica James possesses strong medical knowledge, particularly in understanding the interactions between illnesses and medications. She has a clear understanding of legislation and industry codes relevant to the insurance sector. Additionally, she demonstrates excellent verbal and written communication skills, ensuring clarity and conciseness in her work. Erica is capable of working independently or collaboratively within a team environment.