Richard Every

Richard Every

Enhanced Annuity Underwriter @ Legal & General

About Richard Every

Richard Every is an Enhanced Annuity Underwriter with extensive experience in the insurance industry, currently employed at Legal & General in Cardiff, Wales. His career spans various roles, including positions at Capita, LV=, Aviva, and JUST RETIREMENT LIMITED, with a focus on underwriting and compliance.

Current Role at Legal & General

Richard Every serves as an Enhanced Annuity Underwriter at Legal & General. He has held this position since 2021 and is based in Cardiff, Wales, United Kingdom. In this role, he is responsible for assessing and underwriting enhanced annuities, which cater to individuals with specific health conditions or lifestyle factors that may affect their life expectancy.

Previous Experience in Annuity Underwriting

Prior to his current role, Richard Every worked extensively in the field of annuity underwriting. He was employed at LV= as an Annuity Underwriter from 2009 to 2014, where he spent five years in Hitchin, Herts. He also worked as an Annuity Underwriter at LV= from 2014 to 2016, continuing his focus on this area. His experience in this sector spans over a decade.

Career Background in Insurance

Richard Every has a diverse background in the insurance industry. He began his career at Aviva, where he worked as a Personal Pensions Administrator from 1998 to 2000. He then transitioned to an Underwriter role at Aviva from 2002 to 2009. Following this, he served as a Compliance Officer at Aviva from 2000 to 2002. His experience also includes a position as a Medical Underwriter at Just Retirement Limited from 2017 to 2018 and an Underwriter role at Capita from 2019 to 2021.

Educational Qualifications

Richard Every studied at North Hertfordshire College in Hitchin, where he achieved a BTEC 1st Diploma in Business and Finance, followed by a BTEC National Diploma in Business and Finance. His foundational education was completed at Fearnhill School in Letchworth, Hertfordshire, where he attended from 1982 to 1987.

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