Richard Whaley
About Richard Whaley
Richard Whaley is an Enhanced Annuity Underwriter at Legal & General, where he has worked since 2019. He has a background in underwriting and lending operations, with previous roles at 118118Money and Principality Building Society.
Work at Legal & General
Richard Whaley has been employed at Legal & General as an Enhanced Annuity Underwriter since 2019. In this role, he is responsible for assessing and underwriting enhanced annuity applications, which involves evaluating the health and lifestyle of applicants to determine appropriate pricing and risk levels. His experience in this position contributes to the company's commitment to providing tailored financial solutions to clients.
Previous Experience in Underwriting
Before joining Legal & General, Richard Whaley worked at 118118Money in various underwriting roles. He served as an Underwriter from 2015 to 2016, then progressed to Senior Underwriter for a brief period in 2016. He later took on the role of Lending Operations Team Leader from 2017 to 2019, overseeing a team and managing lending operations. His diverse experience in underwriting has equipped him with a comprehensive understanding of risk assessment and client management.
Background in Financial Services
Richard Whaley began his career in financial services at Principality Building Society, where he worked as a Registry Associate for three months in 2013. He later returned to the organization as a Savings Associate from 2014 to 2015, gaining valuable experience in customer service and savings products. This foundational experience in the financial sector has informed his subsequent roles in underwriting.
Education and Expertise
Richard Whaley studied at Aberystwyth University, where he earned a Bachelor of Science (B.Sc.) degree in Geography from 2011 to 2014. His academic background provides him with analytical skills that are beneficial in his underwriting roles. The knowledge gained during his studies complements his practical experience in the financial services industry.