Tom Crease
About Tom Crease
Tom Crease is a Lifetime Mortgage Actuary currently working at Legal & General in London, where he has contributed to the Lifetime Mortgage risk and commercial modelling team since 2019. He has a background in actuarial roles at various organizations, including the Bank of England and Mercer, and holds a Bachelor of Science in Mathematics from the University of Warwick.
Current Role at Legal & General
Tom Crease serves as a Lifetime Mortgage Actuary at Legal & General, a role he has held since 2019. In this position, he contributes to the Lifetime Mortgage risk and commercial modelling team. His work involves analyzing and managing the financial risks associated with lifetime mortgages, ensuring the company's offerings are both competitive and sustainable.
Previous Experience in Actuarial Roles
Before joining Legal & General, Tom Crease gained extensive experience in various actuarial roles. He worked at the Bank of England as an Actuarial Analyst from 2016 to 2019, focusing on financial stability and risk assessment. Prior to that, he was an Actuarial Trainee at Mercer from 2015 to 2016, where he developed skills in pension risk consulting. He also held a position as an Actuarial Intern - Retirement at Mercer in 2014.
Educational Background
Tom Crease completed his Bachelor of Science (BSc) in Mathematics at the University of Warwick from 2012 to 2015. Prior to this, he attended Havant Sixth Form College from 2010 to 2012. His foundational education was completed at Priory School Southsea, where he studied from 2005 to 2010 and achieved his High School qualifications.
Early Career and Support Roles
Tom's early career included various support roles that contributed to his professional development. He worked at the University of Warwick as a Disability Support staff member from 2013 to 2015. Additionally, he served as an Analysis I Support Class Assistant for three months in 2014. He also gained customer service experience as a Sales Advisor at Debenhams from 2010 to 2014.
Experience in Capital Modelling
Tom Crease has a background in life insurance capital modelling, having worked at the Prudential Regulation Authority. This experience provided him with insights into regulatory frameworks and risk management practices within the insurance sector, which are essential for his current role in lifetime mortgage actuarial work.