Vikas Saini
About Vikas Saini
Vikas Saini is the Director of Product Implementation at Lentra, where he specializes in integrating AI, ML, and Blockchain technologies to improve lending solutions. He has over 15 years of experience in the financial technology sector, having held various roles at RAKBANK, Clix Capital, and Barclays, among others.
Current Role at Lentra
Vikas Saini serves as the Director of Product Implementation at Lentra, a position he has held since 2023. In this role, he focuses on enhancing lending solutions through the implementation of advanced technologies such as AI, ML, and Blockchain. He has contributed to significant improvements in the efficiency of lending products, achieving a Straight Through Processing (STP) rate exceeding 90%. His work involves the development of API-driven modular architecture, allowing for customized lending solutions tailored to client needs.
Previous Experience at RAKBANK
Before joining Lentra, Vikas Saini worked at RAKBANK as a Project Officer from 2017 to 2019. During his two-year tenure in Dubai, United Arab Emirates, he was involved in various projects that focused on enhancing banking operations and improving customer service through technology. His role contributed to the bank's strategic initiatives in the region.
Career Background in Lending Solutions
Vikas Saini has extensive experience in the lending sector, having held various positions over the years. He worked at Qualtech Consultants as a Program Manager for the miFIN™ Lending and Leasing Suite from 2011 to 2017. He also served as Assistant Vice President at Clix Capital for 11 months in 2019-2020. His background includes a role as Project Manager for IT Applications at Barclays from 2008 to 2011, and he was a Production Support Team Lead at Polaris Financial Technology Limited from 2005 to 2008.
Educational Background
Vikas Saini holds a Master of Computer Applications (MCA) degree from MDU Rohtak, which he completed from 2001 to 2003. He also studied at CDAC Pune, where he earned a Diploma in Advanced Computing from 2004 to 2005. His educational background provides a strong foundation in computer science and technology, which he applies in his professional roles.