Magarita Sara Imbiakha, MSc
About Magarita Sara Imbiakha, MSc
Magarita Sara Imbiakha is the Global Director of Credit at M-KOPA, where she has worked since 2023. She has extensive experience in credit operations and digital lending across various organizations in Kenya and Ethiopia.
Work at M-KOPA
Magarita Sara Imbiakha has been serving as the Global Director of Credit at M-KOPA since 2023. In this role, she oversees the company's credit operations and strategies, focusing on enhancing financial inclusion through innovative credit products. Prior to her current position, she held the role of Global Head of Credit at M-KOPA from 2021 to 2023, where she contributed to the development of credit risk management strategies tailored to micro-lending markets.
Previous Experience in Financial Services
Before joining M-KOPA, Magarita worked at Kifiya Financial Technology PLC as the Digital Lending General Manager from 2020 to 2021. She also held positions at UAP Old Mutual Group as a Business Development Officer for Corporate Medical Insurance from 2014 to 2015, and at Commercial Bank of Africa as Credit Operations Manager from 2017 to 2019. Additionally, she worked at Standard Chartered Bank as a New Business Officer from 2012 to 2014, and at NCBA Group as a Senior Data Scientist focusing on Governance and Controls from 2019 to 2021.
Education and Expertise
Magarita holds a Master of Science (MSc) in Mathematical Finance from Strathmore University, which she completed from 2015 to 2017. She also earned a Bachelor of Science (BSc) in Actuarial Science with IT from Maseno University, studying from 2006 to 2012. Her academic background supports her expertise in credit risk management, model development, and governance, which she applies to enhance financial inclusion strategies.
Innovative Credit Risk Management Strategies
Magarita has developed innovative credit risk management strategies that prioritize financial inclusion and social sustainability. Her work emphasizes the importance of designing credit products specifically for micro-lending markets, showcasing her commitment to improving access to financial services for underserved populations.