Karen Zhong, Fsa
About Karen Zhong, Fsa
Karen Zhong is the Head of Capital Risk at MassMutual and Managing Director & Risk Officer, Life & Retirement at AIG, with extensive experience in actuarial science and risk management.
Title
Karen Zhong currently holds the title of Head of Capital Risk at MassMutual in Boston, Massachusetts, United States and Managing Director & Risk Officer, Life & Retirement at AIG in New York, United States.
Professional Background
Karen Zhong has an extensive career history in the field of actuarial science and risk management. She has worked at AIG in various roles, including Managing Director & Risk Officer for both Life Insurance and the Life & Retirement division. Prior to her tenure at AIG, she served in multiple positions at New York Life, including Assistant VP, Assistant Actuary, and Senior Actuarial Associate. Her career began with a role as an Actuarial Consultant at Tillinghast-Towers Perrin.
Work Experience
Karen Zhong has accrued significant experience over her career. At AIG, she served as Director of the Asset Management Group - ERM Analytics Team from 2012 to 2016 and as Managing Director & Risk Officer, Life Insurance from 2016 to 2020. Her tenure at New York Life includes roles as Assistant VP in the Office of Risk Management and Assistant Actuary in Institutional Markets. She also worked as an Actuarial Consultant at Tillinghast-Towers Perrin from 2001 to 2003.
Education and Expertise
Karen Zhong studied Actuarial Science with a concentration in Finance at the University of Illinois at Urbana-Champaign, earning a Bachelor of Science (BS) degree. She possesses hands-on experience in Stress Test/CCAR, Value Based Management, Asset/Liability Management, Cash Flow Testing, and Pricing and Product Development. Her skill set extends to Actuarial Consulting, where she provides expert advice on financial risk and uncertainty.
Networking and Relationships
Throughout her career, Karen Zhong has built a strong network and business relationships across various organizational lines. Her experience spans both business units and corporate functions, enabling her to form robust connections and collaborate effectively within major financial institutions.