Ricardo A. Cruz, Lutcf
About Ricardo A. Cruz, Lutcf
Ricardo A. Cruz, LUTCF, is a Sales Manager at MassMutual Financial Group in San Juan, Puerto Rico, with over 36 years of experience in the financial services industry.
Company
Ricardo A. Cruz currently holds the position of Sales Manager at MassMutual Financial Group, a role he has occupied since April 2016. MassMutual Financial Group is a well-known entity that provides comprehensive financial services including life insurance, retirement planning, and investment advisory services. Ricardo operates out of the OSJ Ponce de Leon Ave 273, Suite 1400 in San Juan, Puerto Rico.
Title
Ricardo A. Cruz serves as the Sales Manager at MassMutual Financial Group. His responsibilities include overseeing sales operations, developing strategic sales plans, and ensuring the achievement of sales targets. In this capacity, he leverages his extensive experience in financial planning and strategy development to guide his team and provide clients with tailored financial solutions.
Education and Expertise
Ricardo A. Cruz has a solid educational background in business administration and the insurance industry. He earned a Bachelor of Arts in Business Administration and Management from Universidad Interamericana de Puerto Rico, where he studied from 1982 to 1986. He further specialized by obtaining a Life and Health Insurance Certificate from The College of Insurance, which he completed from 1986 to 1987. His academic credentials lay the foundation for his expertise in financial planning and investment advisory services.
Professional Background
Ricardo A. Cruz has a long-standing career in the financial services industry spanning over three decades. Prior to his current role at MassMutual Financial Group, he served as Sales Manager, Investment Advisor Representative, and Registered Representative at Signator Investors, Inc. from 1987 to 2016. During his 29-year tenure at Signator Investors, Inc. in San Juan, Puerto Rico, Ricardo honed his skills in securities and investment advisory services, establishing a reputation for his expertise in financial planning.
Achievements
Ricardo A. Cruz’s professional journey is marked by his commitment to providing high-quality financial services. His career achievements include a long tenure at Signator Investors, Inc., where he developed significant experience in investment advisory and financial planning. At MassMutual Financial Group, he continues to provide securities and investment advisory services through MML Investors Service, LLC, assisting clients in protecting their families and planning for retirement.