Stephen Fox
About Stephen Fox
Stephen Fox is the Head of Supplemental Health Pricing and Product Management at MassMutual, with extensive experience in actuarial roles across various companies.
Title
Stephen Fox is the Head of Supplemental Health Pricing and Product Management at MassMutual, located in the Springfield, Massachusetts Metropolitan Area.
Current Role at MassMutual
In his current position at MassMutual, Stephen Fox oversees Supplemental Health Pricing and Product Management. His responsibilities include managing vendor relationships, renewal philosophies, conducting experience analyses, and overseeing rate studies. He plays a key role in financial oversight through monthly, quarterly, and annual financial closes and variance analyses.
Previous Roles at MassMutual
Before his current role, Stephen Fox served as Actuarial Director, Health Pricing at MassMutual from 2016 to 2021. In this capacity, he handled both internal and external audits and was responsible for state reporting and reinsurance processes. His work focused on various aspects of actuarial management, including pricing and product oversight.
Prior Experience at Sun Life Financial
Stephen Fox worked at Sun Life Financial from 2007 to 2016 in multiple roles. As Director of Dental Pricing (2014-2016), Director of Voluntary Products (2013-2014), and Associate Director of PIC Pricing/Voluntary Pricing (2007-2013), he specialized in the pricing of dental products and voluntary insurance products. His experience at Sun Life also included managing end-to-end product development and conducting detailed financial analyses.
Early Career in Actuarial Science
Stephen Fox began his career at The Phoenix Companies as an Actuarial Analyst from 1993 to 2000. He then worked at GE Capital as an Associate Actuary from 2000 to 2005 before moving to Genworth Financial in a similar capacity from 2005 to 2007. His early career focused on developing actuarial skills and gaining experience in different aspects of the insurance industry.
Education and Professional Designations
Stephen Fox holds a Bachelor of Arts degree in Actuarial Science from the University of Connecticut, where he studied from 1989 to 1993. He is also a Fellow of the Society of Actuaries (FSA) and a Member of the American Academy of Actuaries (MAAA).
Product Development and Corporate Transitions
Stephen Fox has led end-to-end product development for a diverse range of insurance products, including Accident, Cancer/Critical Illness, Dental, Short and Long Term Disability, Hospital Indemnity, and Life. He has also navigated through multiple corporate mergers and acquisitions, transitioning from Phoenix to GE to Genworth to Sun Life.