Teddy Kubacki
About Teddy Kubacki
Teddy Kubacki is the Compliance Director at MassMutual Financial Group in Springfield, Massachusetts, with extensive experience in compliance roles within the company and other financial institutions.
Compliance Director at MassMutual Financial Group
Teddy Kubacki currently serves as the Compliance Director at MassMutual Financial Group in the Springfield, Massachusetts area. In this role, he develops industry-leading Key Risk Indicators for outside suppliers and business reviews, ensuring adherence to rigorous compliance standards. His responsibilities include creating key compliance trend reporting to comply with the administration of the FIRNA Safe Harbor Provision allowed under the 2010 NAIC Suitability in Annuity Transactions Model Regulation. He also serves as a subject matter expert in the area of annuity suitability, supervising third-party distribution partners effectively.
Professional Experience at MassMutual Financial Group
Kubacki has an extensive history at MassMutual Financial Group, having held several important roles over the years. He served as the Compliance Director from 2009 to 2012, Regional Compliance Director from 2008 to 2009, and Regional Compliance Team Leader from 2003 to 2008. His early roles at the company included Compliance Specialist from 2001 to 2003 and New Business and Variable Life Service Manager from 1988 to 1993. Throughout these various positions, he has collaborated with internal and external distribution channel management to identify and mitigate risks impacting Master Service Agreements between MassMutual and its annuity distribution channels.
Previous Roles in the Financial Sector
Prior to his current tenure at MassMutual Financial Group, Teddy Kubacki worked as a Senior Compliance Consultant at MML Investors Services, Inc from 1993 to 2001. He began his career in the financial sector at Prudential Financial, serving as a Registered Representative and Sales Manager from 1986 to 1988. Additionally, he worked for John Hancock Financial Services as an Insurance Representative from 1982 to 1988 in Holyoke, Massachusetts.
Educational Background
Teddy Kubacki obtained his Bachelor's degree in Accounting from Merrimack College, where he studied from 1977 to 1981. This solid educational foundation in accounting has supported his extensive career in compliance and financial services.
Industry Contributions and Initiatives
Kubacki has made notable contributions to industry initiatives, including participation in CEFLI and LIMRA annuity suitability working groups. Among his key initiatives, he has also developed pivotal compliance trend reporting methods and served as a suitability expert to enhance annuity supervision, particularly with third-party distribution partners.