Ahmed Essam
About Ahmed Essam
Ahmed Essam is a Credit Analyst specializing in small and medium enterprises at the National Bank of Egypt, where he has worked since 2019. He has a background in accounting and finance, with previous roles in financial analysis and credit risk assessments.
Current Role at National Bank of Egypt (NBE)
Ahmed Essam currently serves as an SME's Credit Analyst at the National Bank of Egypt (NBE), a position he has held since 2019. In this role, he engages directly with customers to conduct financial analysis and credit risk assessments. His responsibilities include structuring financial facilities and preparing Term Sheets for NBE relationships. He collaborates closely with Wholesale Risk Management to assess and manage credit risks, ensuring that the bank's lending practices align with risk management protocols.
Previous Experience at National Bank of Egypt (NBE)
Prior to his current role, Ahmed worked at the National Bank of Egypt (NBE) as a Personal Banker from 2016 to 2019. During this three-year tenure, he developed skills in customer service and financial product offerings. His experience in this position laid the groundwork for his current responsibilities in credit analysis and risk assessment.
Experience at DarElashaa
Ahmed Essam has significant experience in accounting, having worked at DarElashaa in two capacities. He began as a Financial Accountant for four months in 2015 at Raml Station, Alexandria. Following this, he served as a Senior Accountant from 2015 to 2016 for eleven months at 3 Mostafa Fahmy St., Glym, Alexandria. These roles contributed to his foundational knowledge in financial management and accounting practices.
Background in Quantity Surveying
Before his roles in banking and accounting, Ahmed worked as a Quantity Surveyor at United Marine Surveyors from 2011 to 2014. His three years in this position in Alexandria, Egypt, provided him with insights into project costing and financial analysis in the construction sector, further enhancing his analytical skills.
Education and Expertise
Ahmed Essam earned a Bachelor’s Degree in Accounting and Finance from Alexandria University, where he studied from 2009 to 2013. This academic background has equipped him with essential knowledge and skills in financial analysis, accounting principles, and credit management, which he applies in his current role as a credit analyst.