Rajeev Sharma
About Rajeev Sharma
Rajeev Sharma serves as the Head of Unsecured Credit Risk at Nationwide Building Society, a position he has held since 2013. With extensive experience in credit risk management across various financial institutions, he possesses a strong background in strategy, credit scoring, and team leadership.
Work at Nationwide Building Society
Rajeev Sharma has been serving as the Head of Unsecured Credit Risk at Nationwide Building Society since 2013. In this role, he leads the Operational Modelling team and is responsible for managing unsecured credit risk across various products, including Current Accounts, Credit Cards, and Personal Loans. His experience includes presenting to high-level stakeholders, such as Board members, Regulators, and Rating Agencies, ensuring that the organization's credit risk strategies align with regulatory requirements and business objectives.
Previous Experience in Credit Risk Management
Rajeev Sharma has held several significant positions in credit risk management prior to his current role. He worked at The Cooperative Bank as Head of Retail Credit Risk from 2011 to 2013. Before that, he was a Functional Leader in Credit Risk for Mortgages at Co-operative Financial Services from 2009 to 2011. His tenure at Britannia Building Society included roles such as Credit Risk Manager, Group Head of Credit Risk, and Strategy Manager for Credit Policy and Risk, spanning from 2000 to 2009.
Education and Expertise
Rajeev Sharma has a strong educational background in finance and banking. He achieved a Master of Business Administration (MBA) with Distinction from the University of Leeds from 1999 to 2001. He also holds a qualification from the Chartered Institute of Bankers, having achieved ACIB from 1991 to 1993. Additionally, he earned a degree in Business Studies and Finance with First Class Honours from the University of Teesside from 1988 to 1991. His education complements his extensive experience in risk management.
Background in Financial Services
Rajeev Sharma began his career in financial services with Halifax, where he participated in a Graduate Programme from 1992 to 1994. He later took on various roles at Halifax, including Project Manager from 1994 to 1998. His background includes a diverse range of responsibilities across credit risk, strategy, and operational management, providing him with a comprehensive understanding of the financial services landscape.
Achievements in Risk Management
Rajeev Sharma has developed broad risk experience across multiple domains, including Strategy, Credit Scoring, Lending Policy, Underwriting, and Collections. He has a proven track record of managing teams focused on unsecured credit risk and has successfully presented complex risk assessments to high-level stakeholders. His leadership in operational modelling and credit risk strategies has contributed to the effectiveness of the organizations he has worked with.