Richard Furniss
About Richard Furniss
Richard Furniss serves as the Senior Lending Manager at Nationwide Building Society, where he has worked since 2015, overseeing a diverse portfolio and managing complex financial structures. He has extensive experience in various lending roles within the organization, dating back to 1995, and holds a Bachelor of Science in Economics & Accounting from The University of Hull.
Work at Nationwide Building Society
Richard Furniss has been employed at Nationwide Building Society since 1995, holding various positions over the years. He currently serves as Senior Lending Manager, a role he has occupied since 2015 in London and Northampton. His previous roles include Senior Lending Manager in European Asset Realisation from 2009 to 2014, Structured Property Finance from 2002 to 2008, and Regional Bespoke Lending from 2008 to 2009. He also worked as a Lending Manager in the Residential Investment Finance Team from 2000 to 2002 and as Assistant Manager in Social Housing Finance from 1998 to 2000. His career at Nationwide reflects a deep commitment to the organization and extensive experience in lending management.
Education and Expertise
Richard Furniss holds a Bachelor of Science (BSc) degree in Economics & Accounting from The University of Hull, where he studied from 1990 to 1993. Additionally, he has obtained a Diploma in Mortgage Lending from the Chartered Institute of Bankers. His educational background provides a solid foundation for his expertise in financial management and lending practices, which he has applied throughout his extensive career in the banking sector.
Background
Richard Furniss began his career at Nationwide Building Society as a Retail Branch Manager and Graduate Trainee from 1995 to 1997. He has progressively advanced through various senior roles, accumulating over two decades of experience in lending management. His work has spanned multiple sectors, including residential, commercial, and social housing finance, demonstrating his versatility and depth of knowledge in the financial services industry.
Achievements
In his current role as Senior Lending Manager, Richard Furniss manages a diverse portfolio that includes office, industrial, retail, residential, and student sectors. He oversees transaction execution and ongoing management for a portfolio with balances around £350 million. His responsibilities include sourcing new business opportunities and structuring lending terms, handling complex financial structures such as multi-asset/sector facilities and syndicated opco/propco structured facility agreements. He works with loan sizes ranging from £2 million to £35 million, with client exposure up to £50 million.