Matt Austin

Commercial Portfolio Manager @ North State Bank

About Matt Austin

Matt Austin is a Commercial Portfolio Manager at North State Bank in Garner, North Carolina, with a diverse background in finance and education. He has over a decade of experience in various banking roles, including credit analysis and portfolio management, and has developed tools to enhance efficiency in underwriting processes.

Work at North State Bank

Matt Austin has been serving as a Commercial Portfolio Manager at North State Bank since 2021. In this role, he manages commercial portfolios, leveraging his extensive experience in credit analysis and portfolio management. His current position is based in Garner, North Carolina, where he applies his skills to enhance client relationships and optimize financial solutions.

Previous Experience in Banking

Prior to his role at North State Bank, Matt Austin held several positions in the banking sector. He worked as a Senior Relationship Manager at Wells Fargo from 2015 to 2019, and as a Business Banker at TowneBank from 2012 to 2015. He also served as a Senior Credit Analyst at Southern Bank and Trust Company from 2019 to 2020. His diverse experience includes managing substantial client portfolios and processing numerous financial requests.

Education and Expertise

Matt Austin studied at East Carolina University, where he earned a Bachelor's degree in Education. His educational background laid the foundation for his analytical skills, which he later applied in various financial roles. His expertise includes credit analysis, portfolio management, and the development of financial tools that improve efficiency.

Achievements in Financial Tools Development

In his career, Matt Austin has developed and implemented unique Excel tools that have successfully reduced underwriting time by 50%. This innovation demonstrates his commitment to improving operational efficiency within the banking sector, showcasing his analytical capabilities and technical skills.

Background in Education

Before entering the banking industry, Matt Austin worked as a teacher at Dare County Schools from 2005 to 2008. This experience in education provided him with valuable skills in communication and problem-solving, which he later applied in his financial career.

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