Albertina Larios Cruz
About Albertina Larios Cruz
Albertina Larios Cruz is a Senior Credit Analyst at Ondeck, where she has worked since 2017, specializing in analyzing the financial condition of small businesses. She has a diverse background in finance and customer service, with previous roles at various companies and multiple degrees in relevant fields.
Work at OnDeck
Albertina Larios Cruz has been employed at OnDeck since 2017, serving as a Senior Credit Analyst. In this role, she specializes in reviewing and analyzing the financial condition of small businesses through various financial statements. Prior to her current position, she worked at OnDeck as a Senior Operations Support Specialist and Payment Processing Specialist for three months in 2017. Additionally, she held the position of Operations Support Administrator at OnDeck from 2015 to 2017.
Education and Expertise
Albertina Larios Cruz has a diverse educational background. She studied at George Mason University, where she earned a Bachelor of Science in Nursing from 2016 to 2019. She also completed a Bachelor of Science in Criminology and Law at George Mason University from 2012 to 2013. Albertina furthered her education at Georgetown University, focusing on Financial Forensics and Fraud Investigation from 2016 to 2017. She completed a Certificate in Leading with Finance from HBX | Harvard Business School in May 2017. Additionally, she holds an Associate degree in Social Sciences from Northern Virginia Community College.
Professional Background
Albertina Larios Cruz has accumulated a variety of work experiences across different industries. She worked at Nordstrom as a Certified Shoe Seller for four months in 2009 and at Capital One as a Lead Teller for five months in 2015. Her earlier roles include serving as a Bank Teller at Bank of America from 2010 to 2012 and as a Sales Associate at Victoria's Secret from 2009 to 2010. She also spent four years at Trader Joe's as a Crew Member and New Employee Trainer from 2012 to 2016, and worked at Starbucks as a Barista from 2007 to 2009.
Compliance and Financial Analysis
In her role as a Senior Credit Analyst at OnDeck, Albertina Larios Cruz ensures compliance with industry-standard Anti-Money Laundering (AML) and Know Your Customer (KYC) policies in loan documentation. Her expertise in financial analysis allows her to effectively assess the financial health of small businesses, contributing to informed lending decisions.