Juan Liu
About Juan Liu
Juan Liu serves as the Vice President of Business Analytics, Collections and Loss Forecasting at Oportun, where he has worked since 2014. He has extensive experience in business analytics, having previously held positions at Capital One and Ocwen Financial, and holds a Ph.D. in Industrial System Engineering from the University of Florida.
Work at Oportun
Juan Liu has been serving as Vice President of Business Analytics-Collections and Loss Forecasting at Oportun since 2014. In this role, he manages a team of analysts with diverse backgrounds and skill sets. His responsibilities include accurate loss forecasting for a rapidly growing portfolio, which involves scenario simulation and deep dive analysis. Liu collaborates closely with the Chief Financial Officer and the Financial Planning team to ensure effective financial planning. He has played a significant role in establishing collections functionality for new product launches and has contributed to the growth of the Collections Analytics and Loss Forecasting teams at Oportun.
Previous Experience
Before joining Oportun, Juan Liu worked at Capital One as a Business Manager from 2007 to 2012 in Richmond, VA. He then transitioned to Ocwen Financial, where he served as Business Analytics Manager in Mortgage Servicing Analytics from 2012 to 2014 in the West Palm Beach, Florida Area. Additionally, he worked as a Graduate Teaching Assistant at the University of Florida from 2002 to 2007, gaining valuable experience in an academic setting.
Education and Expertise
Juan Liu holds a Bachelor of Science degree in Applied Mathematics from Nankai University. He furthered his education at the University of Florida, where he earned a Master of Science in Industrial System Engineering and a Ph.D. His academic background provides a strong foundation for his expertise in business analytics, loss forecasting, and data-driven decision-making.
Team Management and Collaboration
In his current role, Juan Liu manages a team of analysts and works closely with senior executives, including the Chief Credit Officer and Chief Operations Officer. His interactions with these executives focus on assessing profitability and risks associated with the company's portfolio. Liu consistently seeks opportunities to optimize collections risk management strategies through advanced data analytics and modeling tools.
Key Contributions
Juan Liu has made significant contributions to Oportun by building and growing the Collections Analytics and Loss Forecasting teams over the past six years. He has been instrumental in supporting new product launches by establishing collections functionality from scratch in new systems. His efforts have enhanced the company's ability to manage collections and forecast losses effectively.