Mengting Xu
About Mengting Xu
Mengting Xu is a Data Science Intern currently working at Oportun in the San Francisco Bay Area. She has a diverse background in finance and data science, with previous internships at Citi Orient Securities, Haitong Securities, and Shenwan Hongyuan Securities.
Work at Oportun
Mengting Xu has been working at Oportun as a Data Science Intern since 2021. During this time, she has contributed to various projects that enhance the company's data analytics capabilities. Notably, she improved the accuracy of a user account matching algorithm by 10%, which has positively impacted the risk management of duplicate loans. Additionally, she constructed user engagement metrics across Oportun's product ecosystem using SQL and developed a SQL data pipeline to process over 2 million user data entries. Her work also includes conducting user segment analysis on credit card transactions to better understand user behavior.
Education and Expertise
Mengting Xu holds a Master of Science in Data Science from the University of San Francisco, where she studied from 2021 to 2022. Prior to this, she earned a Master's degree in Financial Markets and Investments from North Carolina State University in 2017. She also completed a Master's degree in Finance at Tongji University from 2015 to 2018 and holds a Bachelor's degree in Finance from Northeast Normal University, obtained between 2011 and 2015. This diverse educational background equips her with a strong foundation in both data science and finance.
Background
Mengting Xu has a background in finance and data science, with experience in various roles across different organizations. She worked as an Investment Banking Intern at Citi Orient Securities for five months in 2017 in Shanghai, China. Following that, she served as a Bond Trader Intern at Haitong Securities for six months in the same year. From 2018 to 2020, she was employed as a Financial Analyst at Shenwan Hongyuan Securities Co., Ltd. in Shanghai. This combination of internships and professional roles has provided her with practical experience in the finance sector.
Achievements
During her tenure at Oportun, Mengting Xu has made significant contributions to the company's data analysis efforts. She has successfully improved the accuracy of a user account matching algorithm, which plays a crucial role in risk management. Additionally, her development of a SQL data pipeline has enabled the processing of over 2 million user data entries, enhancing the baseline account matching metrics. Her work in conducting user segment analysis has also contributed to a deeper understanding of user behavior, demonstrating her impact on the organization.