Nan Yang
About Nan Yang
Nan Yang is a Director with over 8 years of experience in credit risk management, specializing in personal loans and credit card strategies. He holds a Ph.D. in Economics and has worked at Oportun since 2021, following various roles at Discover Financial Services and Washington State University.
Current Role at Oportun
Nan Yang has been serving as Director at Oportun since 2021. In this role, he focuses on credit risk management, leveraging his extensive background in personal loans and credit card strategies. His leadership in this position is supported by over eight years of experience in the field, which includes managing teams and implementing effective risk management practices.
Previous Experience at Discover Financial Services
Prior to his current role, Nan Yang held multiple positions at Discover Financial Services. He worked as a Senior Manager from 2016 to 2018 and as a Manager from 2015 to 2016. His tenure at Discover also included roles as a Senior Associate from 2011 to 2012 and as a Project Manager from 2012 to 2015. These positions contributed to his expertise in credit risk management and regulatory compliance.
Education and Expertise
Nan Yang holds a Doctor of Philosophy (Ph.D.) in Economics from Washington State University, where he studied from 2006 to 2010. He also earned a Master’s Degree in Statistics from the same institution between 2008 and 2010. Additionally, he obtained a Bachelor’s degree in Economics from Renmin University of China from 2002 to 2006. His educational background provides a strong foundation in quantitative methods and analytical skills.
Technical Skills and Specializations
Nan Yang possesses advanced programming skills in SAS and SQL, which are essential for collection analytics and loss forecasting in credit risk management. He has expertise in conducting stress testing, including CCAR and DFAST, which are critical for ensuring financial institutions meet regulatory compliance requirements. His technical capabilities enhance his effectiveness in risk management.
Leadership and Team Management
With over two years of experience in managing teams, Nan Yang demonstrates strong leadership skills in the field of credit risk management. His ability to lead teams effectively is supported by his extensive experience in various managerial roles, particularly during his time at Discover Financial Services and Oportun.