Shashank Rajadhyaksha
About Shashank Rajadhyaksha
Shashank Rajadhyaksha is the Senior Director of Fraud Prevention Strategy, Verification & Product Analytics at Oportun, where he leads efforts to combat fraud across various financial products. With extensive experience in fraud strategy and analytics from roles at Capital One and PayPal, he combines his engineering and business education to optimize customer experience while managing fraud risks.
Current Role at Oportun
Shashank Rajadhyaksha serves as the Senior Director of Fraud Prevention Strategy, Verification & Product Analytics at Oportun since 2021. In this role, he is responsible for managing the profit and loss related to fraud losses while optimizing customer experience and fraud prevention. He oversees a team of analysts and product managers, collaborating with data science, engineering, and operations teams to implement effective fraud prevention strategies. His focus includes developing account origination fraud prevention strategies and leveraging various data sources to combat fraud.
Previous Experience at Capital One
Shashank Rajadhyaksha held multiple positions at Capital One from 2003 to 2012. He started as a Manager/Senior Business Manager in Card Marketing Strategy, transitioning to Senior Business Manager for Collections Strategy & Analysis, and later for Card Acquisitions. His roles involved strategic product management and credit policy development, contributing to the company's overall card acquisition and collections strategies.
Experience at PayPal
Rajadhyaksha worked at PayPal from 2012 to 2021, where he held various senior roles, including Director of Global Consumer/Seller Collections Strategy and Senior Manager of US Credit Collections, Fraud Strategy & Loss Forecasting. His responsibilities included managing fraud strategies, optimizing collections processes, and analyzing risk associated with consumer and seller transactions. His tenure at PayPal emphasized his expertise in fraud prevention and risk management.
Educational Background
Shashank Rajadhyaksha has a strong educational background in engineering and business. He earned a Bachelor of Technology in Mechanical Engineering from the Indian Institute of Technology, Bombay, followed by a Master of Science in Mechanical Engineering from Penn State University. He also holds an MBA in Finance & Marketing from Duke University's Fuqua School of Business. Additionally, he completed a Data Science Immersive program at General Assembly in 2021, enhancing his analytical skills.
Expertise in Fraud Prevention and Analytics
Rajadhyaksha specializes in fraud prevention and analytics, focusing on identifying funnel leakages in origination product analytics to maximize conversion rates. He develops payment fraud mitigation strategies and manages relationships with fraud and verification vendors. His work includes implementing credit verification services and moderating the Credit Risk & Pricing Committee meetings, addressing critical decisions related to credit and fraud risk across various financial products.