Alok Bakshi

Director, Cards And Personal Loans @ Patelco Credit Union

About Alok Bakshi

Alok Bakshi serves as the Director of Cards and Personal Loans at Patelco Credit Union, where he focuses on enhancing financial wellbeing for members. He has extensive experience in consumer lending and credit risk, having held various leadership positions at Wells Fargo, Capital One, and other organizations.

Current Role at Patelco Credit Union

Alok Bakshi serves as the Director of Cards and Personal Loans at Patelco Credit Union, a position he has held since 2022. In this role, he focuses on delivering products and services that enhance the financial wellbeing of credit union members. His strategic approach aligns with the credit union's mission to promote financial wellness and growth. He emphasizes building trust with members to meet their expectations as their primary financial institution.

Previous Experience at Wells Fargo

Bakshi has extensive experience at Wells Fargo, where he held several key positions. He served as Vice President of Consumer Lending from 2017 to 2019 and as Vice President of Student Loans and Personal Loans from 2019 to 2021, both in the San Francisco Bay Area. Additionally, he was a Senior Manager for Credit Cards from 2014 to 2017. His roles involved overseeing lending operations and enhancing customer experiences.

Background in Credit Risk and Analytics

Before his tenure at Wells Fargo, Alok Bakshi worked at Capital One as a Senior Analyst in Credit Risk and Analytics from 2007 to 2011. This role followed his time at HSBC Card Services. His experience in credit risk analysis provided him with a strong foundation in financial services and analytics, which he has applied throughout his career.

Education and Qualifications

Alok Bakshi holds a Bachelor of Engineering in Industrial Engineering from Punjab Technical University, Jalandhar, which he completed from 1996 to 2000. He also earned a Master of Business Administration in Marketing from the Institute of Management Development and Research in Pune, studying from 2001 to 2003. His educational background supports his expertise in financial services and strategic management.

Career Development and Early Experience

Bakshi began his career as a Management Trainee at Mercedes-Benz India, focusing on Strategy and Organization in 2003. He later worked at 3i Infotech Ltd. as a Marketing and Pre-Sales Consultant from 2004 to 2007, gaining experience in various locations including Mumbai, Edison, NJ, and Arlington, VA. His diverse background has contributed to his comprehensive understanding of the financial sector.

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