Francisco Saraiva
About Francisco Saraiva
Francisco Saraiva serves as the Head of SME at PRA Group in Norfolk, Virginia, where he has worked since 2018. He has extensive experience in the financial sector, including roles in operations, risk management, and portfolio management across various institutions.
Current Role at PRA Group
Francisco Saraiva serves as the Head of SME at PRA Group, a position he has held since 2018. He operates from Norfolk, Virginia, and has been with the company for six years. In this role, he focuses on strategic initiatives related to small and medium enterprises, leveraging his extensive experience in the financial sector.
Previous Experience in Financial Services
Prior to joining PRA Group, Francisco Saraiva held various positions in notable financial institutions. He worked at Savia Asset Management as Head of Operations from 2012 to 2017. His earlier roles included Senior Risk Analyst at Ge Capital in 2006, Risk Manager at Lloyds Bank from 2007 to 2008, and Senior Portfolio Manager at Barclays from 2008 to 2009.
Expertise in Risk Management
Francisco possesses strong skills in strategic planning and forecasting, particularly within the financial sector. He has a background in stress testing and fraud prevention, utilizing tools such as SAS and SQL for effective risk management. His expertise extends to developing collections strategies for non-performing loans.
Educational and Professional Background
Francisco Saraiva's career in finance began at Ge Capital, where he worked as a Senior Risk and Pricing Analyst from 2000 to 2007. He later served as Portfolio Director at Paratus AMC from 2010 to 2012. His comprehensive background includes managing credit lines, capital adequacy, and reserves, contributing to his well-rounded expertise in the industry.
Skills in Strategic Planning and Forecasting
Francisco has demonstrated proficiency in strategic planning and forecasting throughout his career. His ability to develop and implement effective strategies has been a key component of his roles in various financial institutions. He has been involved in product development and pricing strategies, showcasing his analytical capabilities.