Brad Gabel
About Brad Gabel
Brad Gabel serves as the Vice President and Chief Underwriting Officer at Protective Life, where he has worked since 2017. He has extensive experience in underwriting, having held senior positions at companies such as Hartford Life, American General, and TIAA-CREF Life Insurance Company.
Work at Protective Life
Brad Gabel has served as Vice President and Chief Underwriting Officer at Protective Life since 2017. In this role, he oversees underwriting operations and has a personal approval limit of $60 million for large case and special risk underwriting. His leadership contributes to the company's underwriting strategy and risk assessment processes, ensuring effective management of insurance products.
Previous Experience in Underwriting
Before joining Protective Life, Brad Gabel held several significant positions in the underwriting sector. He worked at Hartford Life as Underwriting Director from 2001 to 2004. He then served as Senior Vice President and Chief Underwriter at American General from 2004 to 2015. Following this, he was the Chief Underwriting Officer at TIAA-CREF Life Insurance Company from 2015 to 2017. His extensive experience spans over two decades in various underwriting roles.
Education and Expertise
Brad Gabel earned a Bachelor of Science degree in Business Administration from North Dakota State University, studying from 1982 to 1986. He holds several professional designations, including Chartered Life Underwriter (CLU), Fellow in the Academy of Life Underwriting (FALU), and Fellow in the Life Management Institute (FLMI). His educational background and designations underscore his expertise in the life insurance industry.
Industry Knowledge and Skills
Brad Gabel possesses significant knowledge and experience in various underwriting technologies and methodologies. He is well-versed in Lab Scoring, Prescription Database technology, Automated Underwriting, Decision Engines, and Predictive Analytics. Additionally, he is familiar with multiple distribution channels, including Independent Producers, Wirehouse/Broker-Dealers, Direct Marketers, and Captive Agents.
Public Speaking and Engagement
Brad Gabel is a frequent presenter at seminars, producer meetings, and other industry events. His participation in these forums highlights his commitment to sharing knowledge and insights within the underwriting community, contributing to the ongoing education of professionals in the field.