Steve Cramer
About Steve Cramer
Steve Cramer serves as the Senior Vice President and Chief Product Officer for the Retirement Division at Protective Life, a position he has held since 2020. He has extensive experience in the insurance industry, having worked in various roles at Protective Life and other companies over the past two decades.
Current Role at Protective Life
Steve Cramer serves as the Senior Vice President and Chief Product Officer for the Retirement Division at Protective Life. He has held this position since 2020 and is based in Birmingham, Alabama. In this role, he oversees product strategy and development for retirement solutions, focusing on enhancing the company's offerings in the retirement market.
Previous Experience at Protective Life
Cramer has extensive experience at Protective Life, where he worked in various capacities. He served as Vice President of Annuity Product Manager from 2014 to 2018, and prior to that, he was Vice President of Product Development from 2012 to 2014. He also held the position of Vice President, Head of Asset and Annuity Risk from 2018 to 2020. His career at Protective Life began as an Assistant Actuary from 2009 to 2012.
Prior Roles in the Financial Sector
Before joining Protective Life, Steve Cramer worked at American General Finance as an Actuarial Assistant from 2004 to 2006. He then transitioned to Security Benefit, where he served as a Senior Actuarial Assistant from 2006 to 2008. His early career also included a role as an Actuarial Assistant at Protective Life from 2008 to 2009.
Education and Academic Background
Steve Cramer earned a Bachelor of Science degree in Mathematics from Kansas State University, where he studied from 1999 to 2003. He later pursued a Master of Science degree in Consumer Science, focusing on Family Financial Planning and Counseling, at The University of Alabama from 2019 to 2020.