Karno Gan
About Karno Gan
Karno Gan is a Senior Underwriter at QBE Insurance in Sydney, Australia, with extensive experience in financial lines and cyber insurance. He has previously worked at Chubb, Munich Re, and Zurich Financial Services, and holds a Bachelor of Commerce/Bachelor of Science from UNSW.
Work at QBE Insurance Group
Karno Gan has been employed at QBE Insurance as a Senior Underwriter since 2022. He operates from Sydney, New South Wales, Australia. In this role, he utilizes his extensive experience in underwriting to manage various insurance products, focusing on areas such as Directors and Officers Insurance, Professional Indemnity, and Cyber Liability.
Previous Experience in Underwriting
Before joining QBE Insurance, Karno Gan worked at Chubb as a Senior Underwriter for Financial Lines and Cyber from 2019 to 2022 in Sydney. He also held the position of Financial Lines Underwriter at Zurich Financial Services Australia from 2016 to 2018. Additionally, he began his career at Munich Re (Group) as a Junior Underwriter in the MGA business from 2012 to 2016.
Education and Expertise
Karno Gan holds a Bachelor of Commerce/Bachelor of Science degree from UNSW, where he studied Finance and Psychology from 2008 to 2012. He also achieved a Diploma of General Insurance and a Certificate IV in General Insurance from ANZIIF between 2012 and 2014. His educational background supports his expertise in handling media liability risks and technology risks, providing tailored insurance solutions for IT professionals.
Industry Contributions and Initiatives
Throughout his career, Karno Gan has contributed to the insurance industry by introducing online platforms aimed at enhancing functionality for small-end Professional Indemnity risks. He has also developed strong relationships in the market, which have been instrumental in achieving high performance in his underwriting roles.
Skills and Specializations
Karno Gan possesses strong product knowledge in various insurance sectors, particularly in Directors and Officers Insurance, Professional Indemnity, and Cyber Liability. His experience includes managing media liability risks for clients ranging from book publishers to large-scale content producers, as well as providing IT PI/liability/Cyber solutions for a diverse array of IT professionals.