Sam So, Certified Frm

Sam So, Certified Frm

Mortgage Insurance Underwriter @ QBE Insurance Group

About Sam So, Certified Frm

Sam So is a Mortgage Insurance Underwriter with extensive experience in the financial sector, including roles at various banks in Hong Kong. He holds a Bachelor's degree in Business (Finance) from Hong Kong Polytechnic University and is knowledgeable about Basel requirements for risk management.

Work at QBE Insurance Group

Currently, Sam So serves as a Mortgage Insurance Underwriter at QBE General Insurance (Hong Kong) Limited. He has been in this role since 2020, contributing to the company's mortgage insurance operations. His responsibilities include conducting periodic loan audits to ensure compliance with program guidelines. This role highlights his attention to detail and adherence to regulatory standards, which are essential in the insurance industry.

Previous Experience in Banking

Sam So has a diverse background in the banking sector, having held several positions prior to his current role. He worked at OCBC Wing Hang Bank (Hong Kong) Limited as a Business Officer from 2016 to 2018. Before that, he was a Credit Officer at Public Bank (Hong Kong) Limited for eight months in 2015. He also served as a Credit Approval Officer at CitiBank (Hong Kong) Limited from 2018 to 2020, further enhancing his expertise in credit assessment.

Education and Expertise

Sam So holds a Bachelor's degree in Business (Finance) from 香港理工大學, where he studied from 2013 to 2015. His academic background provides a solid foundation for his career in finance and insurance. He possesses extensive knowledge of Basel requirements, which are critical for effective risk management in the banking sector. This expertise supports his current role in mortgage insurance underwriting.

Risk Management and Economic Monitoring

In his current position, Sam So actively monitors regional economic developments to assess their impact on business and credit decisions. This proactive approach to risk management enables him to make informed decisions that align with the company's objectives. His ability to analyze economic trends is a valuable asset in the mortgage insurance field.

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